Credit cards are increasingly finding a place in use by throwing cash out of use. Vanilla payment cards are considered by many to be gift cards because you can top them up with money as needed.

What is a debit card?

A debit card is an international payment card intended for individuals that allows you to use the funds you have in your current account. “International” means that it is accepted at all counters, ATMs, and points of sale where the Master Card sign (logo) is displayed in the country and the world. “Debit” means that at the time of the transaction (cash withdrawal at counters and ATMs, payment for goods and services by card) you must have funds in the current account at least in the amount of the transaction you want to perform.

What is a prepaid card?

A prepaid card is a card that differs from the standard card in that it is not linked to your current or another bank account – moreover, you do not need to have a bank account to get a prepaid card, and it has as much money as you pay on it. . Prepaid card can be used to pay for goods and services abroad and on the Internet. Visually, it is no different from standard debit or credit cards, and prepaid cards bearing the Mastercard or Visa logo can be used at any point of sale that accepts standard cards from these companies – anywhere in the world.

Prepaid card transactions are protected in the same way as those performed with ordinary credit cards, which means that in the event of an error or unauthorized use, the same rules apply as for ordinary credit cards. If any inconvenience occurs during online shopping, the most you can lose is the amount left on the prepaid card. In addition to shopping online, the prepaid card is also ideal for travel because it is a safer form of money than cash and is a very elegant way to transfer a monthly allowance to children or financial support to retired parents.

We are increasingly using reloadable debit cards, which are often used as gift cards. They work on the same principle as ordinary debit cards – before the paid.

How can you get your Vanilla debit card?

You can order your Vanilla card online or you can buy it in many retail stores. Once when you buy it, you have to refill it. With this card you can do the same as with a regular debit card – use at ATMs or buy something in any store that accepts debit cards. But, before you start using it, you will have to activate it in a very simple way.

How do I activate my Vanilla debit card?

After you order your Vanilla debit card, it will be sent to you via mail. Once when you receive it, you will have to activate it. The first thing you have to do, if you want to activate it online, is to visit the link you find with your card.

Create an account

If you don’t have it, you will have to create an account and follow the direction. This is a very simple way to activate it. The next step is choosing the card type and entering the card number in the place predicted for it. After you finish with it, you will receive the confirmation mail and your card is ready to use. Almost.

Log in into your account

Now when you are finished with registering, you are one step closer to starting to use your card. But, first, you have to check your balance. If you are running out of funds, it is time to add it.

What if I am not sure how to do it?

If you are not confident about the provision of personal information online, you can do the same by phone call. All you have to do is call the indicated number and follow the instructions given by the operator. You will verify the activation by entering the PIN code that comes with the card. In a few minutes your card will be activated and ready to use.

How do prepaid debit cards work?

We have already said that we can look at debit cards as gift cards because they allow you to spend only as much money as you have, not a cent more. Then when your card runs out of funds, you can top it up at any ATM or online. Prepaid debit cards are issued by the most famous credit card companies such as MasterCard, Discover, Visa, and many others.


Why choose a prepaid debit card?

It is much more practical to carry a card than paper money in your wallet. There is no difference because you can use the card wherever you want.

Men often suffer when choosing gifts for an important date in the life of a loved one. Very often they do not show their love and respect in the right way precisely because they are brides when choosing gifts. Money is a gift that we all love, although it is a bit distasteful to give someone money for a gift. But if you buy a Vanilla debit card and write a romantic message with it, which you will put in a bouquet of beautiful roses, we are sure that with this gesture you will knock your loved one off his feet. This is also a nice way to let your mother or other loved one know that you care for her.

Final thoughts

So, we came to the conclusion that prepaid cards are payment cards that are most often not linked to a credit or debit account. These are usually anonymous cards because they are issued to the bearer, however, they can be personalized in relation to the person. Given the very name of the card type, these are prepaid cards, ie. cards that are either previously denominated for a certain amount (for example telephone cards) or a certain amount (recharge) is made to the card, which is then disposed of non-cash as with student food cards. Prepaid is the safest to use in an online store, so buy yourself one and enjoy! Find more on